Connecticut Medicaid income limits
Last verified: June 2026
Verify current limits with Connecticut Medicaid (HUSKY Health)
Connecticut income limits update March 1 each year — not January like most states
HUSKY Health income limits by tier (2026 approximate)
Connecticut uses MAGI income rules for HUSKY A, B, and D. HUSKY C uses separate non-MAGI rules that include asset tests. Connecticut's income limits are notably higher than many other states — the HUSKY B ceiling of roughly 323% FPL is among the more generous CHIP thresholds nationally.
| HUSKY tier / group | FPL % | ~Monthly limit (family of 4) | ~Annual (family of 4) |
|---|---|---|---|
| HUSKY D — adults 19–64 | 138% FPL | ~$3,588/mo | ~$44,367/yr |
| HUSKY A — parents/caretakers | Varies; typically ~160% FPL | Varies | Verify with DSS |
| Pregnant women — HUSKY A | ~250% FPL | ~$6,508/mo | ~$78,094/yr |
| HUSKY A — children under 19 | Up to 201% FPL | ~$5,232/mo | ~$62,780/yr |
| HUSKY B — children (CHIP) | Up to 323% FPL | ~$8,403/mo | ~$103,845/yr |
| HUSKY C — seniors/disabilities (LTC) | Non-MAGI; income limit ~$2,982/mo | ~$2,982/mo | Separate asset test applies |
Source: CT DSS HUSKY Health income charts available at portal.ct.gov/DSS; 2026 HHS Federal Poverty Level guidelines (effective March 1, 2026 for Connecticut). The HUSKY C monthly income limit of approximately $2,982 reflects the 2025/2026 Connecticut income standard for LTC Medicaid — verify the current figure at portal.ct.gov/DSS. Limits update March 1 annually.
HUSKY B premiums
Unlike HUSKY A and HUSKY D, which have no premium, HUSKY B charges a small monthly premium at higher income levels. Per CT DSS, HUSKY B premiums are:
| Household income level | Monthly premium per child |
|---|---|
| Up to 201% FPL | $0 (no premium) |
| 201% to 300% FPL | ~$30/month |
| 301% to 323% FPL | ~$50/month |
Premium amounts approximate based on current CT DSS HUSKY B schedule. Verify the exact premium at portal.ct.gov/HUSKY or by calling 1-855-626-6632. Premiums update annually on March 1.
HUSKY C — long-term care income and asset rules
HUSKY C (Medicaid for seniors and adults with disabilities) uses non-MAGI rules entirely separate from the MAGI-based HUSKY tiers. Income and assets are both considered. The standard countable asset limit for a single HUSKY C applicant is $1,600. For married couples, the community spouse may retain assets per federal spousal impoverishment rules.
The primary home is generally exempt during a nursing facility stay when the applicant intends to return, or while a spouse or dependent lives there. Connecticut's $1,600 asset limit is among the most restrictive in the country — lower than the federal minimum $2,000 that most states use. This matters when assessing whether a Medicaid applicant needs to spend down assets before qualifying.
How Medicaid income limits work
Medicaid eligibility is tied to the Federal Poverty Level (FPL), a measure the Department of Health and Human Services updates each January. States set their income limits as a percentage of FPL — so when FPL increases, the dollar thresholds for Medicaid also shift.
The Affordable Care Act established a standard income methodology called Modified Adjusted Gross Income (MAGI) for most Medicaid applicants. Under MAGI, the agency counts wages, salaries, self-employment income, Social Security benefits, and most other taxable income. Assets — a savings account, vehicle, home — are not counted for MAGI-based programs. That changed with the ACA and applies in all states.
States that expanded Medicaid under the ACA cover most adults at or below 138% FPL. In non-expansion states, income limits for adults without dependent children are far lower — sometimes as low as a few hundred dollars per month — or eligibility for that category simply doesn't exist.
These are federal guidelines — state limits may differ
What counts as income under MAGI
MAGI (Modified Adjusted Gross Income) is the income standard for most Medicaid applicants — children, adults under 65, pregnant women, and parents. It includes wages, salary, tips, self-employment income, unemployment benefits, Social Security retirement and disability benefits (SSDI), and most other taxable income.
It does not count child support received, gifts, loans, inheritances that are not generating income, or Supplemental Security Income (SSI) payments. One key MAGI rule: the ACA added a 5% FPL income disregard for most adults, which effectively raises the usable threshold by that amount. So a state with a 133% FPL limit effectively covers adults to about 138% FPL after the disregard.
Assets — a bank account, car, or home — are not counted for MAGI-based programs. That's a major difference from old-law Medicaid, where asset tests were common. If you previously didn't qualify because of assets, your eligibility may have changed after the ACA.
Asset limits and long-term care Medicaid
MAGI-based programs have no asset test. But Medicaid programs that cover long-term care — nursing home care, home and community-based services for seniors — use the old income and asset methodology, which does include asset limits.
Asset limits for long-term care Medicaid vary by state and are updated periodically. Generally, countable assets above the limit must be spent down before an applicant qualifies. Exempt assets — the primary home (in most circumstances), one vehicle, and certain personal property — are not counted.
Specific asset limits for Connecticut's long-term care programs are on the seniors and long-term care page. The thresholds change, so verify current figures with Connecticut Medicaid (HUSKY Health) directly.